Loan Officers
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Ann Hills



Peggylynn D. Palker

The Sunstate Mortgage Services On-line Instant Approval Application is a fast and an easy way to submit your mortgage application in just three steps:

  • Read and agree to the disclaimer.
  • Fill out the required information.
  • Hit the submit button!

The Hills of Vermont Mortgage Brokers uses a Secure Socket Layer (SSL) Server to process your application. This means that all information which you submit is electronically encrypted to protect your privacy.

Internet applicant recognizes that The Hills of Vermont Mortgage Brokers, Inc. is not a licensed Lender. The Hills of Vermont Mortgage Brokers, Inc. is a licensed Mortgage broker that acts as a third party loan arranger. The Hills of Vermont Mortgage Brokers works with lenders who generally distribute their products to us at a wholesale interest rate. The loan pre-approval will be made by the lender or secondary mortgage market through the use of the Internet, loan prospector FNMA/FHLMC direct data link. The pre-approval commitment will be made subject to The Hills of Vermont Mortgage Brokers collecting all financial data, appraisal, disclosures and if applicable purchase and sales contracts. The Hills of Vermont Mortgage Brokers will be paid with a fee by you or the lender based on your product selection at the time of the loan closing.

Sunstate Mortgage Services is authorized to order a mortgage credit report.

Any information disclosed to the The Hills of Vermont Mortgage Brokers is entirely confidential.

I have read the disclaimer and agree to the terms

I have read the disclaimer and do not agree to the terms


The Hills of Vermont offers Reverse Mortgages for homeowners 62 years of age or older, who occupy their property and want to use the available equity in their home for a better and exciting way of life!

Click below to download our Forms and our Frequently Asked Questions (FAQs).

Download Reverse Mortgage Form