Loan Officers
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Ann Hills



Peggylynn D. Palker

The Hills of Vermont Mortgage Brokers has a variety of programs to offer our customers.

  • We offer free instant Approval Services on-line through our automated underwriting system.
  • No closing costs programs and no down payment mortgages.
  • 103%, no down payment mortgage that allows closing costs to be financed.
  • Combo mortgages for purchases and refinances available to eliminate private mortgage insurance for maximum tax benefits.
  • Jumbo mortgages in excess of $417,000 (up to $1,000,000), with outstanding rates!
  • No income/no asset verification loans. Great product for self employed borrowers.
  • Refinancing available up to 100% cash out/debt consolidation.
  • 10% down payment non-owner occupied loans.
  • Loans available for borrowers with less than perfect credit.
  • Reverse mortgages .
  • Agressively priced land loans
  • Construction loan lending, home improvement and rehabilitation products.
  • Interest only loans and 40 year terms.
  • Lender Paid private mortgage insurance